Wholesale Fee Optimizer
Compare assignment vs double-close vs novation to find your highest-profit exit strategy on every deal.
Deal Inputs
$
Your contract price with the seller
$
What the buyer will pay
$
$
%
1-3 day loan for double close
%
$
Gross Spread$35,000
Spread %29.2%
StatePA
Best Exit
Assignment
Gross Profit$35,000
Closing Costs$0
Total Costs$0
Net Profit$35,000
Simplest exit — one closing
No closing costs for you
Fastest time to payday
Fee visible to all parties
Some title companies won't allow
Seller may object to large fee
Double Close
Gross Profit$35,000
Transactional Funding Fee-$1,800
Title/Escrow (×2)-$3,000
Transfer Tax — A side (2.0%)-$2,400
Transfer Tax — B side (2.0%)-$3,100
Recording Fees (×2)-$500
Total Costs$10,800
Net Profit$24,200
Fee hidden from both sides
More professional appearance
Works with any title company
Higher closing costs
Need transactional lender
Two closings = more paperwork
Novation
Gross Profit$35,000
Agent Commission (3.0%)-$4,650
Marketing Costs-$500
Total Costs$5,150
Net Profit$29,850
MLS exposure = highest price potential
Legitimate listing agreement
Can renegotiate for higher sale price
Takes longer (30-90 days)
Need license or partner agent
Marketing spend required
Net Profit Comparison
Assignment$35,000
Double Close$24,200
Novation$29,850
Your Best Exit: Assignment
Assignment gives you the highest net profit with zero additional closing costs. It's the fastest and simplest exit — just assign the contract and collect your fee. Best when the fee is reasonable relative to the deal and the title company allows assignments.
By choosing Assignment, you save $10,800 vs Double Close