Closing Cost Calculator

Estimate buyer and seller closing costs with state-specific transfer taxes and fees for any real estate transaction.

Calculator Inputs

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Down payment: $50,000 (20.0%)

Pennsylvania — Transfer Tax

1% each (2% total) — split equally

Buyer Costs

3.66% of price
Transfer Tax (Buyer)
$2,500
Owner's Title Insurance
$1,250
Title Search
$300
Lender's Title Insurance
$700
Loan Origination (0.75%)
$1,500
Appraisal
$500
Home Inspection
$400
Survey
$400
Recording Fees
$175
Prepaid Interest (~15 days)
$493
Escrow Deposits (3 months)
$938
Total Closing Costs$9,156
Down Payment$50,000
Cash to Close$59,156

COST BREAKDOWN

Transfer Tax$2,500 (27.3%)
Title & Search$2,250 (24.6%)
Lender Fees$1,993 (21.8%)
Inspections & Survey$1,300 (14.2%)
Attorney & Recording$175 (1.9%)
Escrow & Prepaid$1,431 (15.6%)

Seller Costs

6.33% of price
Agent Commission (5%)
$12,500
Transfer Tax (Seller)
$2,500
Attorney Fees
$750
Recording Fees
$88
Total Closing Costs$15,838
Seller Net Proceeds$234,163

COST BREAKDOWN

Agent Commission$12,500 (78.9%)
Transfer Tax$2,500 (15.8%)
Attorney Fees$750 (4.7%)
Recording & Other$88 (0.6%)

ATTORNEY-REQUIRED STATES

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